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Investment Access® Account

A Foundation For Your Financial Needs

Manage your cash and investments with a solid foundation for your finances provided by an RBC Wealth Management Investment Access Account. Benefit from one comprehensive account that features several convenient and flexible options for easy access to your cash, including:

  • Visa® Platinum Debit Card, for instant access to cash at more than 800,000 ATM locations and 400,000 banks worldwide. Earn points redeemable for cash, merchandise and travel each time you use the card.
  • Check-writing convenience, along with your first set of standard checks free of charge and no per-check charges.
  • Electronic funds transfer, providing you with the capability to automate the movement of funds through Automated Clearing House (ACH), wire transfers and RBC Online Bill Pay.

Easy access to credit

If your Investment Access Account includes RBC Express Credit, you have immediate access to credit by writing a check or using your Visa Platinum Debit Card. You may borrow up to 50 percent of the value of eligible securities in your account. It’s an easy way to help meet short-term borrowing needs, make larger purchases or leverage your securities to make additional investments.

Put your money to work immediately

A key benefit of the Investment Access Account is that it keeps your money working for you all the time. The cash in your account will automatically sweep into the cash or money market option you have selected. Choose from a variety of competitive taxable and tax-exempt cash investment options, including an FDIC-insured cash sweep.

Important information about Investment Access Account (opens new window)


One comprehensive account

Review the benefits of an Investment Access Account with a financial advisor.

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