Rates as of January 4, 2018
|Total Household Assets -or-||12 Month Trailing Commissions||Rate||APYE1|
|$5,000,000+||$50,000 or more||0.17%||0.17%|
|$1,000,000 - $4,999,999||$10,000 - $49,999||0.12%||0.12%|
|$0 - $999,999||Under $10,000||0.05%||0.05%|
|Retirement and Qualified Plan accounts||N/A||0.17%||0.17%|
* Employees of RBC Capital Markets and its affiliates who hold Accounts at RBC Capital Markets, LLC are eligible for the highest interest rate of RBC Insured Deposits.
For RBC Wealth Management, a division of RBC Capital Markets, LLC, a client’s eligibility for a specific interest rate will be based on the total assets in a client’s account(s) held at RBC Wealth Management or the total commissions and fees paid from the client’s account(s) over the previous 12 months, aggregated by household. Clients with greater total household assets or commissions/fees may earn higher yields than clients with lower total household assets or commissions. In determining household values, RBC Wealth Management looks at multiple pieces of client information, including street address, tax ID, last name, telephone number, zip code and account type to determine which accounts belong together. RBC Wealth Management reserves the right to modify how it links household accounts and the right to amend the definition of eligible assets, commissions and fees.
1 APYE = Annual Percentage Yield Earned. At RBC Wealth Management’s discretion, we may change interest rates at any time without notice.