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RBC Insured Deposits Bank List and Interest Rates

Participating Banks

As of November 15, 2017


Bank Name

Bank Location

Associated Bank NA Green Bay, WI
New York Community Bank Westbury, NY
Texas Capital Bank Dallas, TX
Tri State Capital Bank Pittsburgh, PA
Citibank N.A. Sioux Falls, SD
Citizens Bank of Pennsylvania Philadelphia, PA
Israel Discount Bank of New York New York, NY
Huntington National Bank Columbus, OH
Manufacturers Bank Los Angeles, CA
Valley National Bank Passaic, NJ
Bank of China New York, NY
Bank Hapoalim New York, NY
Mizuho Bank New York, NY
Umpqua Bank Roseburg, OR
BankUnited N.A. Miami Lakes, FL
Barclays Bank Delaware Wilmington, DE
Wells Fargo Bank, N.A. Sioux Falls, SD
HSBC Bank USA National Association Mclean, VA
United Bank1 Vernon Rockville, CT
East West Bank1 Pasadena, CA
Bank of the Ozarks1 Little Rock, AR
United Community Bank2 Blairsville, GA
Simmons Bank2 Pine Bluff, AR

 1 United Bank, East West Bank and Bank of the Ozarks are expected to begin receiving deposits on or after December 20, 2017

 2 United Community Bank and Simmons Bank are expected to begin receiving deposits on or after December 16, 2017

Interest Rates

As of January 4, 2018


Rate - 0.15%

APYE1 - 0.15% 


1 APYE = Annual Percentage Yield Earned. At the discretion of RBC Capital Markets, LLC, interest rates may change at any time without notice.




RBC Insured Deposits1  


Through our relationships with non-affiliate banks, RBC Insured Deposits sweeps cash from your investment account into interest-bearing deposit accounts established for you by RBC Capital Markets, LLC at one or more banks insured by the Federal Deposit Insurance Corporation (FDIC). RBC Insured Deposits is designed to provide you with up to $2.5 million of FDIC coverage. Effective July 1, 2016, RBC Insured Deposits will provide you with up to $2.5 million of FDIC coverage. View the current program interest rates and tiers and program banks for more information.

1 Availability is subject to certain restriction. RBC Insured Deposits (the program) is designed to provide $2.5 million in FDIC insurance coverage per depositor in each insurable ownership capacity. Effective July 1, 2016, the program will provide up to $2.5 million in FDIC insurance coverage per depositor in each insurable ownership capacity. Each deposit account constitutes a direct obligation of the program bank and is not directly or indirectly an obligation of RBC Capital Markets, LLC. More information regarding FDIC insurance is available at You can view the current program interest rates and the list of banks currently in the program by selecting Program Interest Rates and Tiers and Program Banks. For more information, please review the RBC Insured Deposits Program Terms and Conditions.